The interest rate on housing loans to households at a floating rate or with an initial rate fixation period of up to one year decreased by 5 basis points to 2.75% in September 2010. The corresponding rate on loans with an initial rate fixation period of more than five years and up to ten years decreased by 11 basis points to 3.84%. The weighted average rate on loans to households for consumption purposes, with an initial rate fixation period of over one and up to five years, decreased by 9 basis points to 6.16% in September 2010.
In the case of loans to non-financial corporations at a floating rate or with an initial rate fixation period of up to one year, the weighted average rate September 2010 remained basically unchanged at 3.35% for loans up to EUR 1 million and remained basically unchanged, at 2.26%, for loans over EUR 1 million during the same period. The weighted average rate on loans to non-financial corporations over EUR 1 million with an initial rate fixation period of more than five years decreased by 13 basis points to 3.52% in September 2010.
MFI interest rates on outstanding amounts: in September 2010 the weighted average interest rate on outstanding amounts of deposits from households with an agreed maturity of up to two years remained basically unchanged at 2.20%. The corresponding rate on deposits with an agreed maturity of over two years remained basicaly unchanged at 2.74% in September 2010. The weighted average interest rate on outstanding amounts of deposits from non-financial corporations with an agreed maturity of up to two years increased by 5 basis points to 1.61% in the same month.
In September 2010 the weighted average interest rate on outstanding amounts of loans to households for house purchase with over five years’ maturity remained basically unchanged at 3.83% and the weighted average interest rate on outstanding amounts of loans to non-financial corporations with over five years’maturity remained basically unchanged at 3.36%.