The interest rate on housing loans to households at a floating rate or with an initial rate fixation period of up to one year remained basically unchanged at 2.78%. The corresponding rate on loans with an initial rate fixation period of more than five years and up to ten years remained basically unchanged at 4.45%. The weighted average rate on loans to households for consumption purposes, with an initial rate fixation period of over one and up to five years, decreased by 8 basis points to 6.39% in October 2009.
In the case of loans to non-financial corporations at a floating rate or with an initial rate fixation period of up to one year, the weighted average rate remained basically unchanged in October, at 3.33%, for loans up to EUR 1 million and increased by 8 basis points, to 2.14%, for loans above EUR 1 million. The weighted average rate on loans to non-financial corporations over EUR 1 million with an initial rate fixation period of more than five years remained basically unchanged at 3.62%.
MFI interest rates on outstanding amounts: in October 2009 the weighted average interest rate on outstanding amounts of deposits from households with an agreed maturity of up to two years decreased by 19 basis points to 2.64%. The corresponding rate on deposits with an agreed maturity of over two years decreased by 6 basis points to 2.95%. The weighted average interest rate on outstanding amounts of deposits from non-financial corporations with an agreed maturity of up to two years decreased by 10 basis points to 1.72% in the same month.
In October the weighted average interest rate on outstanding amounts of loans to households for house purchase with over five years’ maturity decreased by 8 basis points to 4.17% and the weighted average interest rate on outstanding amounts of loans to non-financial corporations with over five years’ maturity decreased by 8 basis points to 3.60%.
