The interest rate on housing loans to households at a floating rate or with an initial rate fixation period of up to one year increased by 16 basis points to 2.94% in January 2011. The corresponding rate on loans with an initial rate fixation period of more than five years and up to ten years increased by 11 basis points to 3.91%. The weighted average rate on loans to households for consumption purposes, with an initial rate fixation period of over one and up to five years, increased by 18 basis points to 6.13% in January 2011.
In the case of loans to non-financial corporations at a floating rate or with an initial rate fixation period of up to one year, the weighted average rate decreased in January 2011 by 5 basis points to 3.45% for loans up to EUR 1 million and decreased by 14 basis points to 2.45%, for loans over EUR 1 million during the same period. The weighted average rate on loans to non-financial corporations over EUR 1 million with an initial rate fixation period of more than five years increased by 43 basis points to 3.93% in January 2011.
MFI interest rates on outstanding amounts: in January 2011 the weighted average interest rate on outstanding amounts of deposits from households with an agreed maturity of up to two years remained basically unchanged at 2.31%. The corresponding rate on deposits with an agreed maturity of over two years remained basically unchanged at 2.71% in January 2011. The weighted average interest rate on outstanding amounts of deposits from non-financial corporations with an agreed maturity of up to two years remained basically unchanged at 1.78% in the same month.
In January 2011 the weighted average interest rate on outstanding amounts of loans to households for house purchase with over five years’ maturity remained basically unchanged at 3.80% and the weighted average interest rate on outstanding amounts of loans to non-financial corporations with over five years’maturity remained basically unchanged at 3.43%.
