The interest rate on housing loans to households at a floating rate or with an initial rate fixation period of up to one year remained basically unchanged at 3.00%. The corresponding rate on loans with an initial rate fixation period of more than five years and up to ten years remained unchanged at 4.54%. The weighted average rate on loans to households for consumption purposes, with an initial rate fixation period of over one and up to five years, remained basically unchanged at 6.51% in August 2009.
In the case of loans to non-financial corporations at a floating rate or with an initial rate fixation period of up to one year, the weighted average rate decreased in August by 15 basis points to 3.42%, for loans up to EUR 1 million and decreased by 6 basis points to 2.32%, for loans above EUR 1 million. The weighted average rate on loans to non-financial corporations over EUR 1 million with an initial rate fixation period of more than five years decreased by 7 basis points to 3.83%.
MFI interest rates on outstanding amounts: in August 2009 the weighted average interest rate on outstanding amounts of deposits from households with an agreed maturity of up to two years decreased by 13 basis points to 2.94%. The corresponding rate on deposits with an agreed maturity of over two years remained basically unchanged at 3.00%. The weighted average interest rate on outstanding amounts of deposits from non-financial corporations with an agreed maturity of up to two years decreased by 7 basis points to 1.92% in the same month.
In August the weighted average interest rate on outstanding amounts of loans to households for house purchase with over five years’ maturity decreased by 8 basis points to 4.28% and the weighted average interest rate on outstanding amounts of loans to non-financial corporations with over five years’ maturity decreased by 9 basis points to 3.72%.
