The interest rate on housing loans to households at a floating rate or with an initial rate fixation period of up to one year remained basically unchanged at 2.62% in April 2010. The corresponding rate on loans with an initial rate fixation period of more than five years and up to ten years remained basically unchanged at 4.18%. The weighted average rate on loans to households for consumption purposes, with an initial rate fixation period of over one and up to five years, decreased by 6 basis points to 6.15%
In the case of loans to non-financial corporations at a floating rate or with an initial rate fixation period of up to one year, the weighted average rate decreased in April 2010 by 6 basis points to 3.18%, for loans up to EUR 1 million and remained basically unchanged, at 2.00%, for loans over EUR 1 million during the same period. The weighted average rate on loans to non-financial corporations over EUR 1 million with an initial rate fixation period of more than five years remained basically unchanged at 3.45%.
MFI interest rates on outstanding amounts: in April 2010 the weighted average interest rate on outstanding amounts of deposits from households with an agreed maturity of up to two years remained unchanged at 2.13%. The corresponding rate on deposits with an agreed maturity of over two years remained unchanged at 2.75%. The weighted average interest rate on outstanding amounts of deposits from non-financial corporations with an agreed maturity of up to two years remained basically unchanged at 1.37% in the same month.
In April 2010 the weighted average interest rate on outstanding amounts of loans to households for house purchase with over five years’ maturity decreased by 6 basis points to 3.92% and the weighted average interest rate on outstanding amounts of loans to non-financial corporations with over five years’ maturity decreased by 4 basis points to 3.33%.